This Night Owl Blog has given so much! It is a fun place, we don't bash and we have fun being "tedious"! We offer advice, give love, lots of free food and an open forum which can be about anything that is important, thought provoking or just plain silly. And sometimes we just March (some to different drummers, but all together). :) It is not about a single person, it is about all the people on any given day blended together.....Goldie!
Wednesday, May 13, 2009
No blog to a blog!
I am sitting here writing a blog, not sure what it is going to be about, so I am staring at the blank page, and I turn to the TV, and I see a friend of mine on the local news. It was a real estate segment, and he is a Realtor, he actually told me about it, but I forgot, so I was shocked at first to see him, and then I remember that I was suppose to watch. Thank goodness I did see him, because I don't have to lie to him. The segment was about homeowners wanting to buy new homes but not able to sell their home without taking a loss. And many people can't hold two mortgages, so they have to give up on perhaps their dream home to stay in the one they have because at this time its a buyers market. I was just speaking to my dad about this, as our house is a big two family, and our taxes are about 13grand a year. If we were to downsize we would have to sell our home to buy a new one, and with the market the way it is, it would not be enough to buy one the size that we have
now. So of course we are staying put. But I think of all the people who are probably trapped in a home that they paid so much for, and to resell it, they would surly take a loss. My cousin (Aunt Jo's daughter) was thinking of selling her townhouse, as she is now just one, but she would lose
to much money, so she has to stay where she is until the market turns. I guess the way the market is, it works best for a new home owner, they can buy a great home for good price, and hopefully when they are ready to sell the market will be much different..
So, from a no blog to a blog in just a few thoughts, few words. See you never know what the words will bring..
And btw... My friend looked fab on T.V. I can't wait to tell him..
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269 comments:
1 – 200 of 269 Newer› Newest»oh baby~
i really needed that~
crap...i really should read the blog~
yes carol....but was your friend hot? ija~
tina~ u look so cute 1st~ :D
J/L~ THAT'S DAUGHTRY!!!~
OH.....and J/L~ I saw last night that i got QOTD!!!! I was so excited....but I couldn't tell anyone, cuz....well....you know...they would have gotten mad! :)~
oh what the heck~
10~
Morning Glories!
Congrats on first Tina! I hope you have a light in that closet you are blogging from! LOL
Carol your blog reflects what is going on in most of America right now. Our house has lost $50,000 dollars in value because we had a foreclosure two houses down from us and the house was sold at auction. We are lucky that we still have equity in our house even after that.
What makes me sad and mad are the when the media and politicians go after people and call them losers and dead beats when they end up in foreclosure at this time. It is the lending instituions who have put us all in this mess!!! They did not do their job when handing out these loans. It was their job to say you do not qualify! It was their job to make sure these people were vetted, but hey they were counting on people not being able to hold on. They figured they would get them in fees when they went in and applied for a new loan at a fixed rate or they would get the property back and sell it a full market value at that time. GREED run amok!
To me it is criminal that we can't get legislation passed to keep people in their homes by renogotiating the terms of the mortgage. It not only affects the homeowner but everyone who lives in their area. They walk away and everyones property values keep dropping.
The most infuriating part is that the banks stopped the legislation because they are doubling down. They will still get the property and with the bailout money, they will hold onto it until the markets turn around and will sell it at a profitable price when that happens. The rest of us in the process keep losing. They could fix this so that prices would level off, just by the renogotian of the bad loans but won't because GREED is still running Amok! They are gambling with our money now so what do they care???
Sorry about the long post but this is probably in my 10 ten PET PEEVES or just plain pissed off list!
Lynnd...
OMG.. spit out my cawfee.. blogging from the closet.. LMAO..
Tina..
I have missed you ♥♥ especially your crackwhore ways.. LOL
Tina..
Are they gone????? oh no wait, they are here till the weekend.. Oh my you better start drinking now, cause that always helps..
Lynnd...
You are so right, My other cousin can't remortgage her condo, because nothing has sold in her complex in over a yr.. WHAT?? So she is stuck with a higher interest..
Truly makes no sense..
And yes, Our home has def gone down in value as well..
Hmmmm? I wonder if Tina has always been an alcoholic crackwhore or did it begin when she started blogging? Hmmmm?
Congrats on 1st Tina!Too bad you were 68 away from the real 69.
Good morning Lynn D, Carol and Tinka!
I don't know much about houses and the market, except that I live in one and buy milk in the other.
Good morning Early Birds!! Thought I'd get an early/late post in. Hope you're all having/have had a wonderful day!! I'll try to check back in later! P.S. I'm getting good at this ESL stuff!
TinaHO!
My friend is gay, he once was straight, married, child, etc. etc. than for some reason he woke up one day, and was gay well actually he was prob always gay just could not accept it.. I was not shocked at all, I always thought he was. But I will tell ya, what a awful time he went thru coming to terms with it all.. He is doing great now.. His parents, siblings, exwife, child, friends are all ok with it.. While in high school he told me he had a crush on me, or at least he thought he did, I told him he had a crush on David Cassidy, but just did not know it..
Geez that turned into a novel, are ya sorry you asked..
LOL
Shirley..
Ahhh... Shirley wit.. Love it.. LOL..
Morning Boncci! What is ESL? Probably something simple I should know.
Hi Bonacci..
Have prosciutto sandwich for me today.. K?
Shirley..
Not sure about Tina, but I became a crackwhore once I starting blogging, and let me tell you, so happy I am, best thing that ever happen to me..
:O)
Carol you didn't finish your sentence. "Shirley wit..."
Shirley wit who? Is that how New Jersey people say with? ija.
Tina..
I wrote the novel, and forgot to answer your question..
Yes, he is hot in a gayish way..
:O)
"hot in a gayish way"
Please explain.
Shirley..
Yes, its NJ talk.. wit is usually with.. LOL.. but in your cause I truly meant wit..
Shirley..
Well, hot in a way, that another man might think.. for me as a fab women, not so hot..
BTW.. love that I am fab..
:O)
ok... off to do my job..
c u all later..
Good morning Carol, Tina, LynnD and Shirley!!:)
Congrats on 1st-10th Tina! haha
LOL@blogging from the closet!
Carol, you always find something interesting to blog about..I couldn't imagine you drawing a blank lol
It's so sad that many people are losing their homes.....I am fortunate to be a renter right now...I hate throwing money away though on something that's not mine....WOW 13 grand in taxes!? Sheesh lol
Very interesting about your friend...As you know, I know his type very well(you too whabby!)
That's great that he was finally able to come to terms with it though and all of the people who love him are accepting him!:)
I just hope one day my honey can get all of his kinks worked out haha
I hope you all have a great Humpday! Tina, I'm enjoying your Diesel..umm, I mean Daughtry pic;) hehe
I am shocked that noone said anything about my Q yesterday for Scirish(whabbear, I love that you call her scrishy haha)
I even put a Q necklace on her myspace! Time to go change my pic though.....
Yes Carol your mother raised a fab crackwhore. She can be very proud! Have a wonderful day at work. If anyone gives you trouble at work just repeat under your breath "crackwhore...crackwhore"
:0)
morning bonacci!
LMAO@Shirley and your "wit" comment!
LOL@Carol and "in a gayish way"
Tina..
Did you see that Continental is laying off 500 ppl and closing their Tampa offices. They are offering packages to all their employees, and if anyone wants to move to IAH or SLC, they can apply for a job there..
I actually think its not bad idea, downsizing will always help a company, and at least they are a company that have not outsourced.. Cause let me tell you, I despise outsourcing, it should never be, it actually should be against the law..
Joey..
Just saw your Q avatar, sorry sometimes it takes me a while..
I hope your honey comes to terms with it as well.. I do know its not easy, there were many of nights, I held my friend has he sobbed..
Give it time, if its meant to be he will be who he should be. And if not, your love for him for now will have to be strong enough for the both of you to get thru, until he is ready..
Ok kids I see everyone is awake! Good Morning to you all!
I need to hop in the shower and fly this morning. Hope to check back later as you all make me smile and usually give me a chuckle at the end of some of these long days!
Muwahhhh to all of you!
Shirley..
Why, thank you, I am a fab crackwhore.. HA! Perfect..
LOL
Lynnd..
Have a great day!
Howdy Hooters!! congrats on 1st or 69 or 10 or whatever you got tina~
I was so hoping when they sent out the assessments that our house would go down- no such luck. My real estate taxes are going up! The houses in my neighborhood are still going strong and not really selling for below value thankfully. There is one just around the corner going for a bunch and I hope it sells soon. Most of them are going in about 2-4 months.
My daughter-in-law is begging us to sell and move up there closer to them. She better be carefull what she wishes for!
Hope everyone has a great day. I spent last night with son shopping - how I got roped into buying him underwear and t-shirts I dont know, and out to dinner. We had so much fun and he had me laughing all night. He helped pick out a couple of great pair of shoes for me too!
Today we are going to visit relatives- his Grandma and Aunt & Uncle and cousins. Grandma (Inga Binga) is leaving for the summer in Germany in 3 weeks- so one last visit for him.
Thanks Carol!!:) Great advice!!
Tina, I raise your Daughtry and see you a Kris Allen! LMAO;)
(Don't get me wrong, I still LOVE me some Daughtry...I can have to Chris's in my life hehe)
Mornin' Goldie! Sounds like you had a blast with your son...lol@inga binga..so cute!
45! lol
Tina, just don't tell Chris that I'm cheating on him with Kris;)hehe
haha Shirley! I left that one wide open for you;)
race ya to 69!
wtc!!!
oh baby!!!~ mark that down Shirley~
Mark it down yourself! Damn you Tina that was a race with Joey! Where the hell did you come from? I thought you were hiding in the closet. I didn't realize it was time for you to come out of the closet!!
Good Morning Everyone. Rushing off today. Wishing everyone a great day. See you all this afternoon.
Good morning!
Congrats to Tina for 1st and 69 today!
And Shirley for 50!
Great blog once again Carol. The housing situation here is terrible also, sooo many forclosures.
Our house has lost lots of value in the past 1 1/2 years. We don't plan to go anywhere so will be glad when things turn around.
We have the other house we rent out that we would love to sell, but right now we would take a huge loss.
We don't like being landlords, but really have no choice right now. Luckily our tenants pay and we are hoping they will want another 1 year lease when August gets here.
Goldie, your son sounds like a blast! So glad you got a visit from him :)
Lynn D you always make me laugh, the closet comment cracked me up!
Bonacci I've been to the piazza, my friend walked through barefoot! Think thousands of pigeons and green poop. Eww!
I hope everyone has a wonderful day!
Tina Congrats on both of your 69s, the fantasy one and the real one. I guess the first one was just a dry run, so to speak. LOL Oh, by the way, is that DAUGHTRY?
Carol The housing market has really suffered here in Calif. My son lost his job due to health reasons and now they will lose their house. The only renegotiations the bank will do, adds so much in fines and charges each month, that there's no way they can afford it, even though his wife is making good money now as an RN. The only good thing is that the house was under his name only so now they are looking to buy a different house using his wife's name only. I hope it works out for them and their kids.
I can't imagine paying $13,000 a year in real estate taxes. How can people afford those taxes, especially when they are retired? I own a small 3 bedroom ranch-style home in a nice little coastal city and my taxes are little more than $1,200 a year.
On the flip side.....Calif. is probably in such financial crisis at least partly due to the fact that Prop. 13 that passed in the 70s, I think it was, limits how much real estate taxes can be raised on houses that have not changed owners since that time. New homeowners pay much higher taxes than I do.
LynnD~ now look....you and I....we are competing for most QOTD!!! Now how in the hell am I gonna win if you keep being so funny? ija~ and honey....i came outta the closet...got my ass in the car and took off for work! It's been the best week at work in a long, long time!!!! ijs~
Carol~ so am I correct in guessing that the hot guy is gay? :)~
Shirley~ ESL: English as a Second Language~ AND DAMNIT....MARK IT DOWN I TELL YOU!!!!!
Joey~ I love Kris Allen, too~
oh Carol~ had not heard about CO...no one else here did either~ yikes~
J/L~ YES....IT'S DAUGHTRY~
Someone, who shall be nameless (DeeDee), sent me this link....do you think if well all pulled our money together, we could buy this and make it Owl Manor?
http://www.sanfranciscofinehomes.com/belvelandmark.htm#top
here is the rest of the link:
htm#top
:)~
OWL MANOR PER TINATina, I wanna marry Kris, but he already has a wife!:) LMAO
I fixed your link above;)OMG! 48 million!?!?!?!? lol
There's probably about 48 of us total..So only 1 million each! LMAO
WOW, it's gorgeous..Thanks for the link Tina and DeeDee! Now, I'll be drooling all afternoon lol
85!!!
oh and sorry I left too quickly to march with you Shirley! LOL@you scolding Tina!
86 was what we did to Bush finally! lol
87!
Tina I know you're here! march to 100 with me!
69+20=89 haha
95 I hear you Tina;)
100!!!!!!!!!!!!!!!!!!!
WOOT! I'm tired now lol
Off to clean and dance to music lol
CAROL - It is heartbreaking what has happened to the housing market. So much has to do with greed on the part of the lenders. And, all of the job loss on top of it. I have noticed over the last few years that more and more people have added on to their homes rather than move.
Then, if one looks at the drop out rate among children, it is even more depressing.
What have we(collective we) done to ourselves?
Carol!! (sniff, sniff, sniffle) Tina yelled at me :0(
Make her go on the naughty mat :(
Another fly by kinda day....I am really NOT liking this week!!!
After screaming at Target that I was not paying expedited shipping so that I could get my dress on Friday, I got my package today....with a nice Turquoise BATHING SUIT in it!! Really not appropriate funeral attire....
OMG! They sent you a bathing suit instead of your dress?
I just noticed that I had QOTD. Thanks Just Lin and Carol!
I wouldn't really kill my mother...I don't think...nah I wouldn't.
Tina why do you have Vin Diesel as your avatar? I'm just axing.
Wasn't he in that baby sitting movie, only he was a secret agent? He was good. Not bad to look at either. Much better looking than that stupid guy that got kicked off Idol and made his own band. What was his name?...Downey...Dubley...Dandy...Dulltree...oh wait...Daughtry. Yeah that's it. Anyway Vin is better looking.
OHHHHHHHHHHHHHH....I wanna go live in the new Owl Manor!!!!
Hey Hooters
I have been gone, was kinda sick, actually really sick and outta work for a week. Feelin better now.
Unfortunately Hoku did not work out for reasons beyond my control. Lets just say that mean people suck~~~~~~!!!!! Don't really wanna talk about it.
I missed some birthdays I am sure sp Hauoli la Hanau to those who celebrated.
I am still trying to ketchup on work, laundry and life. (Mo that was for you)
Can't even come close to affording a home here in Hawaii, especially after a 20% pay cut....jus trying to pay rent on time.
Tina, Joey, et cetera: OMG! OMFG! I didn't even know this place existed!
Is it PERFECT for Owl Manor, or WHAT?
Well, with just one slight caveat! This place is located in a North Bay location with incredible views of the Golden Gate Bridge and the City. However, as all us Bay Area owls will be able to attest, that means that the gorgeous weather and gorgeous weather views that you see in those photos are RARE, RARE, RARE! During the summer months those gorgeous verandas are usually socked in with fog, wind, and cold!
Carol~ I just talked to a girl in the TPA office at CO. She is grateful that she has options and will be re-locating to SLC.
Bear~ Shut up!!! Who cares about the weather! I love fog!!! And I like staying inside!!! So there!!! :)~
K-grl - I am so sorry you are going through such an upsetting time, and being sick at the same time. GREAT BIG HUGS TO YOU.
TINA - I see you are quite feisty today! Did you gag and tie up poor EUNICE and leave her somewhere?
I love the sound of foghorns.
Haven't seen BIRDEE here today. Does anyone know how BOZ is doing?
lol Lani~ I was on a Daughtry kick the other night....and all my Eunices are scattered on different computers.....so I thought I'd change for a little while~ She'll be back~ I think she's hiding from my in-laws~
Just passed a mtn called SOW'S EAR. For some reason I thought of Mo
In durango and its hot 85. TINA, look how smart I'm getting on this phone. MARY, r u thru Dennver yet? I left some welcome signs on the hwy for u
Kgrl I'm sooooo sorry that it didn't work out with Hoku. Sorry, you were so sick, too. Take it easy for a while so you don't relapse. (((HUGS)))
I haven't looked at the Dream Owl's Nest yet. I will do that now.
Shirley ROFLMAO!!!
scirish Unbelievable!
TINA - LOL @ hiding from my in- laws.
SLIN - The mansion is great.
Just passed a mtn called SOW'S EAR. For some reason I thought of Mo
In durango and its hot 85. TINA, look how smart I'm getting on this phone. MARY, r u thru Dennver yet? I left some welcome signs on the hwy for u
KGIRL...I am so sad that it didn't work out with HOku. You will find the perfect fur bud...I promise. And I didn't know you were sick. I hope you are feeling better.
SON OF A BITCH...first MARY calls me a HOtel and now DIANNE calls me a mountain. I'm thinking maybe it is time to start on a diet.
CAROL...I am disgusted with the housing market and all the crap that goes with it. I have decided that when the market turns around, I am going to get a home equity loan and fix the broken things then sell this dump. I know you think renting is throwing money away, but I am sick of the other crap that goes with homeownership. If something breaks I just want to call the custodian and have it fixed...for free.
I am amazed at the property taxes you have to pay...that is unreal. That's like paying 2 mortgages a month.
SCIRISH...how is your mom doing?
SHIRLEY...how is your mom doing?
TINA...are you still in hiding?
LANI...I don't think BIRDEE will mind if I tell you...BOZ is home. He is a little mad at them for making him spend the night away, but he'll forgive and forget soon enough!
Can't wait for IDOL!! And I think America got it right on DWTS last night!
Thank you MO. I am glad to know he is home.
P.S. I think you are a cute petite piggy.
Just passed a mtn called SOW'S EAR. For some reason I thought of Mo
In durango and its hot 85. TINA, look how smart I'm getting on this phone. MARY, r u thru Dennver yet? I left some welcome signs on the hwy for u
DIANNE-NICE-TRY-IN-DENVER - Looks like you're commenting in triplicate just like your texts!!!
MO - Thanks for the info on BOZ!!
TINA - Now if DEE DEE was willing to front the money....I'd move right in!!!
CAROL - Your taxes are crazy!!! And I can't even begin to imagine what those NJ Housewives must pay for those "mansions"!!!
SLIN - Sounds like you have the best deal around....ours are about 3 x's that.
TURTLE - ((((HUGS)))) so sorry things didn't work out with HOku. And I'm glad you're feeling better. :O)
I am watching AI, and I am nervous, and somewhat teary eyed..
Oh this is going to be hard..
Turtle..
I am sorry, I did not know you were not feeling well.. Glad you are feeling better tho.. sending you smiles..
Also sorry Hoku did not work out, there is always a reason for everything so perhaps this was not meant to be..
Mo..
LMAO.. a mountain.. you crack me up..
Jodi.. I know, our county taxes are very high.. remember tho its a two family so that brings the cost up.. Then again my cousin pays almost 10grand on her townhouse.. Bottom line, NJ taxes in all are high..
The NJ housewives taxes are prob about 20grand or more a year.. thats what I am thinking..
J/L..
My dad planned very well for his retirement, so we are ok, plus we have a income coming in on rent.. however it would be nice if the taxes were lower, but that isn't going to happen..
I will do a flip vid on my house soon, so you can see it..
Mo,
I agree, I think DWTS got it right too..
Tina,
I am glad CO offered options, not many companies do..
Scirish..
Remind me never to order from Tar'get online.. and.. hmm... bathing suit attire at a funeral, I would say is saved for Paris Hilton..
I would be upset as well.. and I don't think I mentioned it, sorry for the loss of your friends mother..
Kgirl, big huge hugs {{{{{}}}}} to you. I'm sorry about Hoku.
And sorry to hear you were sick.
Birdee, I'm so glad Boz is home!!
I took that little bird to a wildlife hospital today. What a great place... they work on donations and take in any wildlife that is found, injured, orphaned, etc.
I left him/her in good hands and hopefully the little creature will eventually be released back to the wild.
Tina, that home in Belvedere is gorgeous! What an awesome view to see every day (when weather permits as Bear said!)
Our property taxes are astronomical too. I sent in an appeal for this year, since our home value has dropped dramatically, so should the taxes.
There was something on the news last night about scammers who try to get you to pay them lots of $$ to get your prop. taxes decreased, when all you have to do is go to your county's web site, find the form, print it and send it in. All for free!
Whew that was a long sentence.
BBL
ok, back to AI...
CAROL...so glad my hugeness is cracking you up!!
DIANNE has now called me a mountain three time ;(
I am watching IDOL, too. I still want all three of them to win in a three way tie!
HODI...hi!
Ohhh, that new show GLEE sounds awesome!
Oh yes.. wait..
Boz is home.. Yippee..
and EBJ.. loved the pic of Nancy, so cute, thanks for sharing..
really going back to AI
Its over two are left.. next week we will know..
I am going to get some ice cream..
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Mo mum is doing ok. She was set up today with a necklace that she just has to press and help will come if she is needs it. She was also given a walker which she refuses to use. Thanks for asking.
Carol you wrote a blog one time about ice cream. In it you said you could take it or leave it but I notice you seem to take it more than you leave it. What's up with that? I'm just axen. :0)
Ok, well I guess I seem to be invisable again. I'll go get my bed ready, put water in the humidifier and turn on the CPAP machine, then come back and see if anyone is here to say good night to.
Tina, who is that handsome man in your avatar?
I have a confession: What with my internal body clock being all messed up and working massive hours, I really miss all of you! I try to sneak a peak at the blog, but I never seem to have the time. This goes a long way to saying how highly I think of everyone at the nest!! It's 4-ish in the morning for me and what do I do? I check in with all of you!
BONACCI - Sorry your clock is screwed, but I do the same when I get up @ 2am!!!
SHIRLEY - I see you....and love your pic with your tassles!!! You totally made me lmao!!!
CAROL - Still can't believe what I just saw....and he totally turned it up a notch in his farewell song!!
MO - Hi back atcha!!!
175!!!
Shirley, ESL is English as a Second Language. My co-workers are nice enough to try to speak English for me, but it's broken English. I find myself speaking the way they do. "We go finding somewhere for meal. You join with us". That sort of thing.
SHIRLEY GIRLY...you are really racking up those 169's!! You may legitimately win that category!!
BONACCI...bongiorno! Glad ur checking in.
CAROL...can you have some ice cream for me, too? I need to start watching my weight before someone else calls me a semi truck or BONACCI looks at a big round duomo and it reminds her of me!!
Time for this HOoter to turn in for the night. Good night. :O)
Sorry, Carol... I don't eat red meat. But the food here is wonderful, as long as you can figure out what it is. I love the fish. And unless you've been to this part of the world, you've never really had pizza. Funny enough, they all like things like steak, lamb, proscuitto and GRAPPA. It's alcohol and they even put it in their coffee!
Good night Jodi...gald I made you laugh.
Mo what did you mean "may win the catagory"? Have you forgotten who the score keeper is!?
BONACCI...seafood risotto...yummmmm
rich creamy risotto with shrimp and calamari and scallops....
Bonacci glad we can be here for you, night or day. Don't work too hard.
SHIRLEY GIRLY...that was why I included the legitimately part!!!!
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Ha! Ha! Ha! Where are all the crackwhore now?!!! I beat you all!!! Ha! I hope the ice cream was good.
SHIRLEY...Damn fine march! congratz on 200
I'm being a bitch and I'm on a roll and I don't care!!!! Life is too damn serious. I need to blow off steam and there ain't no better place than the nest!!!!
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SHIRLEY...Did I miss something? How r u being a bitch??
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